Types of Idaho Business Insurance We Offer

Why Quote Commercial Auto with PGIA?

Direct bill  for qualifying risks

Fleet coverage available in all states except MA (11 or more power units)

Liability limits up to $5 million available

No broker/policy fees on admitted business

PGIA offers General Liability insurance coverage for risks such as:

 

  • Habitational
  • Contractors
  • Transportation 
  • Special Events
  • Hospitality

 

Why Quote General Liability with Us?

Broad appetite

Monoline or package options

A++ rated markets available

Many classes available on admitted paper

PGIA offers Garage Liability insurance coverage for businesses such as:

 

Why Quote Garage Liability with Us?

Risks with prior loss activity

Ability to consider new ventures, highly-valued vehicles, mobile operations, used tire sales & installation

PGIA offers Commercial Property and Inland Marine insurance coverage for businesses such as:

 

  • One to Four Family Dwellings
  • Bars and Restaurants
  • Vacant Buildings
  • Contractor's Equipment
  • Builder's Risk
  • Cargo

 

 

Why Quote Commercial Property and Inland Marine with Us?

Limits up to $50 million

A++ rated markets available

Commercial insurance expertise

Monoline or package with other lines of coverage

PGIA offers Professional Liability insurance coverage for businesses such as:

 

  • Accountants/Bookkeepers
  • Agricultural Consultants
  • Appraisers
  • Business Consultants
  • Condo/Homeowners Associations
  • Event Planners
  • Graphic Designers
  • Houses of Worship
  • Information & Technology Services
  • Insurance Agents
  • Management Consultants
  • Mental Health Counselors
  • Property Managers
  • Real Estate Agents
  • Private Investigators
  • Sports Camps & Programs
  • Staffing Agencies
  • Tax Preparers
  • Training Services
  • Web Designers & Editors

 

 

Why Quote Professional Liability with Us?

Defense outside of limits options

Easily packaged coverages with preferred pricing

Independent contractors can be included as employees

Up to $5 million in limits

PGIA offers Workers' Compensation insurance coverage for:

 

  • HVAC Contractors
  • Many Artisan Contractor Classes
  • Many Repair Operations Including Auto
  • Office Exposures
  • Property Managers
  • Restaurants
  • Retailers
  • Ambulance Services
  • Bus/Limo
  • Construction
  • Manufacturing/Distribution
  • Oil & Gas Contractors
  • Residential/Home Healthcare
  • Wholesalers

 

 

Why Quote Workers' Compensation with Us?

Minimum premiums as low as $1,000

Direct bill available

Able to consider large, high mod, multistate accounts

PGIA offers Excess Liability and Umbrella insurance coverage for:

 

  • Contractors
  • Daycares
  • Dump Trucks
  • Hotels/Motels
  • Limos
  • Party Buses
  • Restaurants
  • Truckers

 

 

Why Quote Excess and Umbrella Liability with Us?

Minimum premiums starting at $750

Increased protection over auto liability, employer's liability, general liability, liquor, professional, and cyber

Up to $10 million limits

Nationwide coverage

Why Choose PGIA

As a member of the Berkshire Hathaway group of companies, PGIA has the strength and stability of one of the world's largest companies, along with the personal touch of an independent agency.

Since 1995, we have served agents and brokers across the country, providing placement of transportation and other commercial lines of business throughout the Western United States.

Same-Day/Next-Day Turnaround Time

Tenured, Knowledgeable Staff

Commercial Insurance Expertise